Take control of your money.
Simple, free calculators that give you real numbers — so you can make better financial decisions, starting today. No signup required.
Savings Calculator
Find out exactly how long it takes to reach your savings goal — and how much interest you’ll earn along the way. Works for any goal: emergency fund, house deposit, vacation.
- Calculate time to reach any savings goal
- See interest earned month by month
- Switch between “how long?” and “how much/month?”
Compound Interest Calculator
See how your money grows exponentially over time with compound interest. The single most powerful concept in personal finance — visualised in seconds.
- Show total growth with and without contributions
- Compare different interest rates side by side
- See the real cost of waiting to invest
Debt Payoff Calculator
Find out your exact debt-free date and how much interest you’ll save by paying more each month. Works for credit cards, personal loans, student debt, and more.
- Your exact debt-free date in seconds
- Total interest saved by paying extra
- Compare avalanche vs snowball strategies
Emergency Fund Calculator
Calculate your ideal financial safety net in minutes. Know exactly how much you need and how long it’ll take to build it based on your real monthly expenses.
- Personalized target based on your expenses
- Choose 3, 6 or 9 months of coverage
- Timeline to reach your goal at your savings rate
Net Worth Calculator
Track your true financial position by adding up all your assets and subtracting your liabilities. The best way to measure your real financial progress over time.
- Calculate total assets minus liabilities
- See your real financial position clearly
- Track progress month to month
50/30/20 Budget Calculator
Enter your take-home pay and instantly see your recommended split for needs, wants, and savings.
- ✓ 50/30/20 split in seconds
- ✓ Compare actual vs recommended
- ✓ Adjust for your income level
Retirement Savings Calculator
Find out if you are on track for retirement. See your projected nest egg and monthly retirement income.
- ✓ Projected nest egg at retirement
- ✓ Based on 25x rule and 4% withdrawal
- ✓ On-track verdict with action steps
Investment Return Calculator
See how your investments grow over time with compound interest, monthly contributions, and year-by-year breakdown.
- ✓ Year-by-year growth table
- ✓ Total invested vs total returns
- ✓ See the real cost of fees